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8 Strange Things Millionaires Do With Their Money That Most of Us Have Never Tried

Step 1: Get free money from your credit card company.


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Maybe you’ll never be a millionaire, but there’s no reason you can’t manage your money like one. No, we’re not going to tell you how to snap up hundreds of shares of Amazon stock. Or how to pick out the perfect yacht.

These are simple money moves that any normal non-millionaire can make today. Each tip can get you closer to achieving your big goals.

Check it out:

1. Get Free Money From This Company.

Extra cash is nice, right? Well, if you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?

Yep. A debit card called Aspiration gives you up to a 10 percent back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

You were going to buy these things anyway — why not get this extra money in the process?

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

2. Leave Your Family up to $1 Million.

Not all of us are millionaires who have the money to set up trust funds for our loved ones. But you could still leave them up to $1 million in life insurance — and you don’t even need to have the money in the bank.

You’re probably thinking: I don’t have the time or money for that. But this takes just minutes — and you could leave your family up to $1 million with a company called Insurify.

Insurify is a life insurance search engine that, in less than a minute, will match you with dozens of personalized quotes from many of the big-time insurance companies (including Pacific Life, Lincoln and Prudential).

We’ve seen people paying as little as $11 a month. (But every year you wait, this gets more expensive.) Insurify even applies any discounts you might qualify for to your quotes.  

Just answer a couple of quick questions to get started. You can even finalize your term life insurance policy completely online — no visit to the doctor required. So even if you’re not a millionaire, it’s super easy to leave a legacy like one.

3. Knock $540/Year From Your Car Insurance — Fast.

When’s the last time you shopped around for car insurance? Was it more than six months ago? Was it years ago? Was it… pretty much never?

If so, you’re probably overpaying — by hundreds of dollars. Yep. Experts say you should compare rates twice a year to get the best deal.

Twice a year? Yeah, we don’t want to do that either.

A service called Insure does all the shopping for you to find cheaper insurance — with the same coverage and deductibles you already have. And it saves customers an average of $540 a year.

All you have to do is enter your ZIP code and your age, and it’ll show you your options.

See if you can get $500 back in your pocket by entering your ZIP code here.

4. Own a Piece of Amazon or Netflix for $1. 

Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common: They own a company.

But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.

That’s why a lot of people use the Public app. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies — for as little as $1.

That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Netflix, for as little as $1. The best part? Some companies even pay you every quarter for your share of the profits, called dividends.

It takes minutes to sign up, and Public even will give you a $10 sign-up bonus.

*Valid for U.S. residents 18+ and subject to account approval. See

5. Stop Making Your Credit Card Company So Rich.

Got credit card debt? That means your credit card is getting rich by ripping you off with insane interest rates. But a company called AmOne could help you pay them off tomorrow.

Here’s how it works: AmOne will match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

6. Earn Money Just for Watching the News.

It’s been a pretty historic year in news — unfortunately — and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.

And research companies want to pay you to keep watching the news. A website called MyPoints will pay you to watch short news clips online. Choose which ones you want to watch each day, then it’ll ask you a few questions about them.

You just have to answer honestly, and MyPoints will continue to pay you every month.It takes less than one minute to sign up, and start getting paid to watch the news.

7. Boost Your Credit Score by up to 300 Points.

It’s important to keep tabs on your credit score, or at least know what it is. After all, your score will play an essential role in any big purchase you want to make — whether that’s a home or a car.

So if you’re looking to get your credit score back on track — or even if it is on track and you want to bump it up — try using a free website called Credit Sesame.

Within two minutes, you’ll get access to your credit score, any debt-carrying accounts and a handful of personalized tips to improve your score. You’ll even be able to spot any errors holding you back (one in five reports have one).

James Cooper, of Atlanta, used Credit Sesame to raise his credit score nearly 300 points in six months.* “They showed me the ins and outs — how to dot the I’s and cross the T’s,” he said.

Want to check for yourself? It’s free and only takes about 90 seconds to sign up.

8. Stop Stunting Your Savings’ Growth by 9x.

Millionaires never miss a chance to grow their money. They know exactly where to save or invest it so that it grows as fast as possible.

But what about the rest of us? Interest rates at traditional banks are super low these days — and it’s probably stunting your money’s growth. But we found the Wealthfront Cash Account, which is paying out nine times more than the average checking account. In fact, it’s paid its 400,000-plus members more than $115 million in interest to date.

It does everything a checking account does, but it doesn’t come with annoying monthly maintenance fees, ATM fees or even overdraft fees. Heck, when you link up your direct deposits, you can even get paid two days early.

Plus, this account is super secure: Wealthfront works with multiple banks to insure your deposits up to $1 million.

Even better: The account minimum is only $1 (so you don’t have to be a millionaire to tap into this perk). It takes just a few minutes to create an account and start making money on your money.

9. See if You’re Wasting Nearly $700/Year on Home Insurance.

You’re probably wasting money right now. And it’s probably on something you’d never expect — your homeowners insurance policy.

This isn’t something you actively think about — you just know you’re required to have it.

The problem is, you’re paying too much. Luckily, an insurance company called Policygenius makes it easy to find out how much you’re overpaying. It finds you cheaper policies and special discounts in minutes.

In fact, it saves users an average of $690 a year — or $57.50 a month. It’ll even help you break up with your old insurance company. (You’re allowed to cancel your policy at any time, and your company should issue you a refund.)

Just answer a few questions about your home to see how much money you’re wasting.

Woman’s World has partnered with The Penny Hoarder to bring you expert money saving tips like these.

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