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BuzzRx: Are Prescription Discount Cards Legitimate? (Yes, and You Should Use Them)

In recent years, there has been a significant increase in the number of prescription discount cards made available to consumers. Whether you’ve received a prescription discount card in the mail or seen an ad for one online, one of the first things you might be wondering is if these cards are actually legitimate.

After all, with promised savings of up to 80% off prescription drug prices, such cards may seem too good to be true. But as Matthew Herfield, BuzzRx CEO and co-founder, explains, prescription discount cards are completely legitimate and well worth using as a cost-saving tool at the pharmacy.

How Prescription Discount Cards Work

“Prescription discount cards like BuzzRx are designed to help make medication more accessible and affordable,” Herfield explains. “You don’t have to pay anything to use these cards since they are not tied to an insurance policy. While you are still obligated to pay the discounted price for the medication at your pharmacy, these discounts often result in the drugs being less expensive than they would be if you used the copay on your medical insurance.”

Because prescription discount cards are used instead of insurance, purchases made with these cards typically don’t count toward the deductible, though this can vary with some insurers. However, the trade-off of saving money compared to using the copay — especially for those with less than adequate insurance plans — is often more than worthwhile for discount card users.

But how do the parties involved make money if prescription discount cards allow anyone to get such steep discounts on their medication? “Our large member base allows us to negotiate lower prescription prices with pharmacies based on the average wholesale price,” Herfield explains. “We receive a nominal, low-margin fee that is incorporated into the pre-negotiated discounted prescription price every time a cardholder saves with BuzzRx.”

“While this lowers drug prices, it can actually benefit the pharmacies by driving additional foot traffic to their stores — including from customers who might not have otherwise gone in to pick up a prescription because of the high costs. The pharmacy compensates the discount provider whenever people use the card at their location. It’s a true win-win-win.”

As a result of this setup, prescription discount cards like BuzzRx are accepted at tens of thousands of pharmacies across the nation, including major chains like CVS, Walgreens and Rite Aid, as well as grocery chains like Kroger, Safeway and Walmart.

Savings Add Up

It’s estimated that 49% of Americans take at least one prescription on a monthly basis — for women, the numbers are even higher. The Georgetown Health Policy Institute reports that 66% of women aged 18 to 34 use prescription drugs, as well as 89% of women aged 65-79.

Over time, the costs associated with these monthly prescriptions can be significant. In fact, according to a 2023 report from the CDC, roughly one-fourth of Americans said they had trouble affording their prescription medications, and 9.1% of women actually did not take medication as prescribed due to financial concerns. This is where discount cards can make a significant impact.

“On average, most people get a discount of 60% on their prescriptions, though savings can often be as high as 90% or more on generics or an average of 10-15% on brand-name medications,” Herfield says.

“Prices can actually vary between different pharmacies, which is why we recommend that patients compare prices among their local options so they can increase their savings. We’ve found that our members who fill an average of one prescription per month save $845 per year with BuzzRx. That level of savings can make a huge difference in ensuring that they can afford their medication in the first place.”

The savings could be even higher for women who need to fill more than one prescription per month or use higher-cost prescription medications.

Doing Good

While the specifics of individual prescription discount cards may vary, people have another worthwhile reason to use BuzzRx — the company’s charitable efforts. “We offer prescription cards benefiting Make-A-Wish, the ASPCA, the National Kidney Foundation, and 16 regional food banks,” Herfield says.

“Each time someone uses our cards to buy a discounted prescription, we donate $1 to the charitable organization they’ve chosen. This doesn’t cost the patient anything extra. We take it from our own profits because we believe in the importance of giving back.”

The charitable aspect of using your BuzzRx card is a simple, easy way to make a positive impact. In this case, by making a purchase that was already going to be made (the prescription), discount card users can transform this action from just another routine purchase into something that positively impacts their community.

Make the Most of Prescription Discounts

As Herfield’s insights reveal, prescription discount cards are a legitimate way to lower the prices of the medications you need — especially if you don’t have adequate insurance coverage. And as the cards are free to use, it is worth seeing if a prescription discount card can help you save money, even if you have insurance.

With the potential to enjoy significant long-term savings at your pharmacy while helping to support a charitable cause, BuzzRx is worth exploring. You have nothing to lose — but potentially a lot to save.

Woman's World partners with external contributors. All contributor content is reviewed by the Woman's World editorial staff.

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